4+ mon, 2+ week ago  (809+ words) About "30 for emergencies. We should never go entirely cashless though, or we'll be one cyberattack away from disaster. I'm very much a believer in debit cards " and I've still got a Halifax cash card that I've had since I was…...

8+ hour, 51+ min ago  (68+ words) I turned a local newspaper advert into a "102m travel success'The Times I turned a local newspaper advert into a "102m travel success The eponymous founder of Wendy Wu Tours started off trying to sell a single ticket to China. Now her…...

2+ day, 11+ hour ago  (575+ words) Energy suppliers have pulled more than 21 fixed energy deals following a spike in oil and gas prices since the outbreak of war in the Middle East. The number of fixed energy tariffs available has dropped from 39 to 18 since February 27, the…...

3+ day, 11+ hour ago  (997+ words) Lauren Prentice has been investing in a Junior Isa for her son since his first birthday. She chose an investment account rather than a cash version because she knew that when your savings could pay your child's university fees or…...

1+ mon, 2+ day ago  (1098+ words) Where your pension is invested could mean the difference between retiring as a millionaire or being left with less than a penny, new analysis shows. The personal finance site Investing Insiders looked at the performance of almost 13,000 pension funds, creating…...

1+ week, 5+ day ago  (649+ words) As readers of the Times Money section know, it's a good idea to take an interest in your retirement savings. If you want to exercise control over your future, you should know how much you and your employer are paying…...

3+ day, 3+ hour ago  (571+ words) Most savings accounts are offering savers a raw deal with interest rates below or close to the rate of inflation. The consumer site Moneyfactscompare said that 60 per cent of savings accounts pay interest below the 3.75 per cent Bank of England…...

4+ day, 11+ hour ago  (980+ words) As the years roll by, our financial priorities change. By the time you reach your late fifties or early sixties, retirement is fast approaching. For most people, this means getting closer to the age they can begin drawing their state…...

1+ mon, 4+ day ago  (1051+ words) Parents can build up a "15,000 savings pot for their children for less than the price of a daily coffee. The advice firm the Private Office said that investing "50 a month " "1.64 a day " for a child from the day they were…...

1+ mon, 2+ week ago  (1028+ words) Danielle Barbereau has watched her husband throw himself into retirement, happily relishing daily DIY and long walks near their Northumberland home. It is not a life she envies. Barbereau, 67, loves to work. A brief stint of unemployment in her early…...