Published on Oct. 29, 2026 The Fed confirmed yesterday that rates hold steady for now. December brings the possibility of another hike, which means staying in a strong account protects you either way -- whether rates climb or hold. Close out October by…
Whether you're building an emergency fund, saving for a big purchase, or simply facing a higher cost of living, cash can provide you with a critical safety net. That's why choosing the right place to protect and grow it is…
At 4.00% APY, $130,000 in high-yield savings could earn about $4,706 more in one year than the 0.38% national average (as of 08/01/25). You might have a big balance sitting somewhere safe because life is expensive and surprises are rude. Maybe that money covers a…
Putting $100,000 into one jumbo CD might seem like the simplest choice, but spreading your money across several CDs could offer more flexibility without sacrificing interest. The main difference is the deposit requirement. Traditionally, $100,000 has been a common threshold for jumbo…
Compare six high-yield savings accounts paying 3.50% to a conditional 5.00% APY, each with its own balance, deposit and fee rules, after the Fed's September 2026 hike A savings account at a big bank can pay as little as 0.01% APY. The national average…
CDARS offers a streamlined way to spread the money across certificates of deposit at multiple partner banks. If the amount of savings that you'd like to park in a safe place exceeds FDIC limits, one solution is to use a…
Published on Oct. 27, 2026 Last week, I noticed Chase charged me a $25 service fee, so I called customer service to find out why (and ask for a reversal!). As it turns out, it's because my balance had dipped below $1,500 for a…
Published on Oct. 26, 2026 The Fed meets Oct. 27-28 this week. Markets expect rates to hold, but there's still a chance of a surprise hike. Either way, your savings account situation doesn't change. Weak rates stay weak. Strong rates stay strong. Get…
Published on Oct. 24, 2026 We're only one week away from Halloween. After the costume parties and candy bowls are cleaned up, you'll be back to real life. Make sure your finances are ready. A better savings rate helps you handle whatever…
Calculate your returns, compare maturity balances, and determine the best way to get the highest annual percentage yields on your savings. Estimates assume the CD is held to maturity with no additional deposits or withdrawals. Interest is shown before taxes.
Regulators in Saving Money: the news, the names and what changed.
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