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In this conversation, see Shelly and Sasha break down the company's latest product moves—from intelligent Verification to the groundbreaking FICO Score Simulator. A smarter future for lending. In this episode, hear from Shelly and Sasha of Xactus as they break down the company's latest product moves—from Intelligent Ve
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News
Toughen up: StyleCraft Builders CEO on back-to-basics leadership
3+ day, 15+ hour ago (1623+ words) StyleCraft Builders CEO Doug French argues the current market is exposing execution gaps that strong demand once masked. He says the focus is on repeatable fundamentals, including on-time delivery, tighter variances, more targeted incentives, and land plays in smaller pocket…...
How VantageScore 4.0 impacts GSE mortgage pricing
3+ day, 16+ hour ago (823+ words) Fannie Mae and Freddie Mac released official LLPA grids for Classic FICO and VantageScore 4.0 as FHFA opened VantageScore delivery to all lenders. The GSEs apply VantageScore pricing at a bucket that's 20 points higher than FICO, and third-party analyses find borrower…...
Rocket raises conforming loan limit to $845,000
3+ day, 23+ hour ago (305+ words) Rocket Mortgage raised its conforming loan limit to $845,000 for 1-unit homes in 48 states, effective immediately across retail and Rocket Pro. The new cap is 1.47% above the current 2026 limit of $832,750, and Rocket set $1,267,500 for Alaska and Hawaii ahead of FHFA’s November…...
Mortgage credit availability fell 1% in August
3+ day, 21+ hour ago (323+ words) MBA’s Mortgage Credit Availability Index fell 1% in August to a reading of 107.3, signaling tighter lending standards. The conventional index dropped 1.8% and jumbo availability fell 2.5%, while government loan availability was unchanged. AI Summary Mortgage credit availability declined in August as lenders…...
Private listings force a buyer side conversation in listing talks
3+ day, 21+ hour ago (1061+ words) The column argues the strongest objection to private listings is not only price outcomes but the consumer experience of incomplete search. It offers 4 practical steps for agents to reframe listing conversations and document trade-offs. AI Summary The sellers signed the…...
Lindsay Listanski named CMO at Coldwell Banker Real Estate
3+ day, 22+ hour ago (240+ words) Coldwell Banker Real Estate promoted Lindsay Listanski to chief marketing officer. The company is consolidating brand, brokerage, and commercial marketing teams to support a more integrated strategy across its company-owned operations and franchise network. AI Summary Lindsay Listanski has been…...
Jason Finch named president of Fischer Homes
3+ day, 22+ hour ago (253+ words) Fischer Homes named veteran executive Jason Finch president in a leadership restructuring that separates the president and chief operating officer roles. Finch, previously South Region president, will oversee homebuilding strategy and operations across the company’s 11 markets. AI Summary Kentucky-based Fischer…...
Cost per lead can look fine while real estate customer costs climb
3+ day, 23+ hour ago (1000+ words) Cost per lead measures the cost to generate an inquiry, while customer acquisition cost measures the cost to win a paying client. In slower markets, breakdowns after the form fill can push customer costs higher even if lead costs look…...
National Home Corp. targets 18% gross margin with pace focus
4+ day, 15+ hour ago (1637+ words) National Home Corp. is scaling an entry-level model built on finished lots, standardized plans, and fast inventory turns. CEO Michael Bergman said the company posted about 18% gross margin in July while running on-plan closings and above-plan starts. AI Summary Michael…...
The HomeSafe Portfolio: Solutions for changing borrower needs
5+ day, 19+ hour ago (159+ words) Homeowners don’t stop needing financing after they purchase a home or refinance. As they build equity and enter new stages of homeownership, their financial needs shift from buying and refinancing to renovating, supporting family members, purchasing later in life or…...